• Tax Deductible
• Maturity Benefit
• Death
• Total Permanent Disability
• Surrender value (if a policy holder decides to exit the policy before maturity)
• Paid-up policy (the policy holder decides not making payment anymore but will get the Paid- Up Value [less than paid premium] back when the policy is mature)

The policy duration can be 5 years/7 years/10 years.

Yes, medical check-up is required based on the age of the applicant and sum insured amount.

The exclusion lists are as below:

• Intentional self-harm
• Suicide attempt – within 1^st year of the policy
• Abuse of narcotic drugs
• Take Illegal medicine/ tablets
• Death or Total Permanent Disability due to an involvement in a commit crime and
• Undisclosed pre-existing illness or disease within 1^st year of the policy

*For above cases, policyholder will receive back only the total premium paid