At the end of each policy year, the survival benefit (annual coupon) will be given to the policyholder.

The premium rate is the same fixed rate for all age groups.

For the policyholder, in addition to enjoying savings benefits during the policy term and receiving coverage for natural death, additional protection for accidental death is also provided through the inclusion of an Accidental Death Benefit Rider. Since the premium for the Accidental Death Benefit Rider must be paid for 5 years, the premiums for the remaining 2 years will be deducted from the survival benefits of the 3rd and 4th policy years, respectively.

Anyone who purchases Smart Saving Plus 5/3 with the Initial Sum Assured of 200 Lakhs MMK & above can become a CB Life Prestige Member.

Smart ProTek Plus 5/5 can be purchased with Smart Saving Plus 5/3 to get comprehensive coverage. The insured will receive not only high returns on the premium but also high protection coverage while maintaining regular saving habits and strong personal income-tax savings.