Micro Personal Accident Insurance (Sate Cha Life Plan)
Beneficiary for death of insured: beneficiary (person(s) chosen by insured)
Beneficiary for severe injuries of insured: insured
Required Documents for a Claim
• Original policy (SMS Screen shot)
• Registered Telenor Phone No.
• Claim request form
• Medical record
• Doctor’s recommendation letter for total permanent disability and
• NRC Copy
1-year policy plan will expire after 365 days from the policy commencing date.
The policy coverage and benefits will be enforced after 24 hours from the policy purchasing period.
-
Death benefit
-
Total Permanent Disability benefit
-
Loss of body parts and severe injuries benefit
Losses of body parts and severe injuries benefits are allocated according to the fixed percentage of sum insured as shown in the following table:
|
Sr. No. |
Conditions |
% of Sum Assured |
|
1. |
Total loss of vision in both eyes |
100 % |
|
2. |
Total loss of vision in one eye |
50 % |
|
3. |
Total loss of hearing in both ears |
50 % |
|
4. |
Total loss of hearing in one ear |
25 % |
|
5. |
Loss of voice/speech |
25 % |
|
6. |
Loss of both arms or legs |
100 % |
|
7. |
Loss of one arm or one leg |
50 % |
|
8. |
Physical loss of both ears |
30 % |
|
9. |
Physical loss of one ear |
15 % |
|
10. |
Broken backbone |
50 % |
|
11. |
Broken arms (both sides) |
30 % |
|
12. |
Broken legs (both sides) |
30 % |
|
13. |
Broken hip bones |
30 % |
|
14. |
Broken shoulder bone or collar bone |
20 % |
|
15. |
Broken arm (one side) |
15 % |
|
16. |
Broken leg (one side) |
15 % |