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Micro Personal Accident Insurance (Sate Cha Life Plan)

Beneficiary for death of insured: beneficiary (person(s) chosen by insured)
Beneficiary for severe injuries of insured: insured

Required Documents for a Claim
• Original policy (SMS Screen shot)
• Registered Telenor Phone No.
• Claim request form
• Medical record
• Doctor’s recommendation letter for total permanent disability and
• NRC Copy

1-year policy plan will expire after 365 days from the policy commencing date.

The policy coverage and benefits will be enforced after 24 hours from the policy purchasing period.

  • Death benefit

  • Total Permanent Disability benefit

  • Loss of body parts and severe injuries benefit

Losses of body parts and severe injuries benefits are allocated according to the fixed percentage of sum insured as shown in the following table:

Sr. No.

Conditions

% of Sum Assured

1.

Total loss of vision in both eyes

100 %

2.

Total loss of vision in one eye

50 %

3.

Total loss of hearing in both ears

50 %

4.

Total loss of hearing in one ear

25 %

5.

Loss of voice/speech

25 %

6.

Loss of both arms or legs

100 %

7.

Loss of one arm or one leg

50 %

8.

Physical loss of both ears

30 %

9.

Physical loss of one ear

15 %

10.

Broken backbone

50 %

11.

Broken arms (both sides)

30 %

12.

Broken legs (both sides)

30 %

13.

Broken hip bones

30 %

14.

Broken shoulder bone or collar bone

20 %

15.

Broken arm (one side)

15 %

16.

Broken leg (one side)

15 %