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Protection

Snake Bite Life Insurance

Anyone can purchase snake bite life insurance.

Death, injury and hospitalisation due to a snake bite.

Available units
Minimum: 1 unit
Maximum: 10 units
Sum insured
Minimum: 500,000 Kyats
Maximum: 5,000,000 Kyats

Premium is 0.1 % of the sum insured.
Premium payment mode is single premium (one-time payment)

Farmer Life Insurance

Sum insured
Minimum: 100,000 Kyats
Maximum: 5,000,000 Kyats
Premium is 1 % of the sum insured.
Single premium (one-time payment)

Death, total permanent disability, injury and hospitalisation.
Hospitalisation Benefit (Accidental Injury)
2,000 kyats per day for sum-insured 100,000 kyats
(Up to 5 days per time of hospitalisation, Maximum: 3 times)

Athletes Life Insurance

Sum insured

Minimum: 100,000 Kyats

Maximum: 5,000,000 Kyats

Premium is 0.5 % of the sum insured.

Premium payment mode is single premium (one-time payment)

Public Term Life Insurance

1. Death
2. Total Permanent Disability
3. Injury

Age of Insured

Sum Insured Amount

18 – 60 Years old

5,000,000 Kyats and above

61 – 75 Years old

3,000,000 Kyats and above

Micro Personal Accident Insurance (Sate Cha Life Plan)

Beneficiary for death of insured: beneficiary (person(s) chosen by insured)
Beneficiary for severe injuries of insured: insured

Required Documents for a Claim
• Original policy (SMS Screen shot)
• Registered Telenor Phone No.
• Claim request form
• Medical record
• Doctor’s recommendation letter for total permanent disability and
• NRC Copy

1-year policy plan will expire after 365 days from the policy commencing date.

The policy coverage and benefits will be enforced after 24 hours from the policy purchasing period.

  • Death benefit

  • Total Permanent Disability benefit

  • Loss of body parts and severe injuries benefit

Losses of body parts and severe injuries benefits are allocated according to the fixed percentage of sum insured as shown in the following table:

Sr. No.

Conditions

% of Sum Assured

1.

Total loss of vision in both eyes

100 %

2.

Total loss of vision in one eye

50 %

3.

Total loss of hearing in both ears

50 %

4.

Total loss of hearing in one ear

25 %

5.

Loss of voice/speech

25 %

6.

Loss of both arms or legs

100 %

7.

Loss of one arm or one leg

50 %

8.

Physical loss of both ears

30 %

9.

Physical loss of one ear

15 %

10.

Broken backbone

50 %

11.

Broken arms (both sides)

30 %

12.

Broken legs (both sides)

30 %

13.

Broken hip bones

30 %

14.

Broken shoulder bone or collar bone

20 %

15.

Broken arm (one side)

15 %

16.

Broken leg (one side)

15 %