Group Life Accident and Health Insurance
GLAH aims to provide the employers to protect the financial requirement of their employees and their family when unfortunate events occur.
What you get
- Comprehensive coverage for in-patient hospitalization expenses, accidental benefits and optional OPD Benefit
- 24/7 medical coverage across the country for both employees and their families
Key Features
Policy Term
- 1 Year
- Minimum coverage 1,000,000 Kyats & up to 10,000,000 Kyats
Plan Type
- Basic, Silver, Gold, Platinum and Diamond
Insurable Age
- 18-60 Years Old
Medical Checkup
- No Medical Checkup
Minimum Insured Employees
- Minimum 5 Employees
Benefits
- Death
- Accidental Indemnity (additional accident death benefit)
- Total Permanent Disability due to Illness
- Daily Hospital Room & Board (up to 31 Days per admission)
- Inpatient Hospitalization Benefit (IPD)
- Surgery Fees, Ambulance Fees, In-hospital physician’s visit fees
- Emergency out-patient fees
- Ambulance Fees
- Outpatient Benefit (OPD) (Optional)
Exclusions
- Suicide, Self-Harm, Murder, Committing a felony/crime, intention harm committed by third parties,
- Wars, any event which leads to riots or criminal activity
- Participating in dangerous or Harmful Sports
- Being a passenger or working on unregistered planes
- Accident Under the influence of Alcohol or Addictive Drugs
- Any pregnancy related conditions
- Dental treatment (except accident)
- Psychiatry disorder, Personality disorder
- Optical treatment, Cosmetic treatment or surgery
- Treatment given by a relative doctor
- Vaccination, general health check-up or nursery which are not medical necessity
- Being infected from wounds due to an accident, except rabies or tetanus
- Any treatment or surgery not included or covered in policy
- Radiation from any nuclear fuel or refuse,
- Backache resulting from any medical diseases
- Chronic disease, congenital or genetic disorder