Our Products

Our Products

Hospital and Surgery Rider (H&S)

Hospital & Surgery Rider aims to provide the financial protection and premier healthcare to the customers with comprehensive benefits together with saving.

What you get

  • Premium healthcare coverage for medical expenses (IPD & optional OPD Benefit)
  • Comprehensive coverage including life insurance needs through reasonable premium rate

Key Features

Product Type 

  • Rider (Must have base insurance plan)

Policy Term 

  • 1 Year (Renewable)
  • Minimum coverage 2,500,000 Kyats or up to 50,000,000 Kyats

Plan Type     

  • Plan-1 to Plan-8

Medical Checkup 

  • Required

Insurable Age

  • 30 days – 69 Years Old (as per Base Plan Age Limit)


  • Daily Hospital Room & Board (up to 90 Days per admission)
  • Other Medical Expenses (In-Patient Hospitalization)
  • Laboratory Diagnosis Fees
  • Diagnosis fees for Pre & Post-Hospitalization (subject to days limit)
  • Operation room fees
  • Surgical fees
  • Anesthesiologist fees
  • In-hospital Medical Officer’s visit
  • Emergency out-patient treatment
  • Outpatient medical expenses per illness / per injury


  • Pre-existing illness or disease or conditions
  • Chronic disease, congenital or genetic disorder
  • Wars, any event which leads to riots or criminal activity
  • Any optical treatments
  • Drugs and alcohol rehabilitation
  • Mental health or Psychiatry disorder
  • Any Dental treatment (except accident)
  • Beauty treatment, cosmetic surgery, or skin care
  • Any pregnancy related conditions
  • AIDS and sexually transmitted diseases
  • Treatment given by doctor who is family mention of insured
  • Suicide, Self-Harm, Murder, Committing a felony or being arrested
  • Being a passenger or working on unregistered planes
  • Vaccination, General health check or nursery which are not medical necessity

More Information

For enquiry, viewer can fill up the form by clicking on more information tab and it will be submitted to CB Life Insurance contact center. CB Life Insurance will follow existing platform under Contact Us tab. Subsequently, it will be diverted to related party to contact.