Health Archives - CB Life Insurance

Hospital and Surgery Rider (H&S)

Hospital & Surgery Rider aims to provide the financial protection and premier healthcare to the customers with comprehensive benefits together with saving.

What you get

Premium healthcare coverage for medical expenses (IPD & optional OPD Benefit)
Comprehensive coverage including life insurance needs through reasonable premium rate

Key Features

Product Type

Rider (Must have base insurance plan)

Policy Term

1 Year (Renewable)
Minimum coverage 2,500,000 Kyats or up to 50,000,000 Kyats

Plan Type

Plan-1 to Plan-8

Medical Checkup

Required

Insurable Age

30 days – 69 Years Old (as per Base Plan Age Limit)

Benefits

Daily Hospital Room & Board (up to 90 Days per admission)
Other Medical Expenses (In-Patient Hospitalization)
Laboratory Diagnosis Fees
Diagnosis fees for Pre & Post-Hospitalization (subject to days limit)
Operation room fees
Surgical fees
Anesthesiologist fees
In-hospital Medical Officer’s visit
Emergency out-patient treatment
Outpatient medical expenses per illness / per injury

Exclusions

Pre-existing illness or disease or conditions
Chronic disease, congenital or genetic disorder
Wars, any event which leads to riots or criminal activity
Any optical treatments
Drugs and alcohol rehabilitation
Mental health or Psychiatry disorder
Any Dental treatment (except accident)
Beauty treatment, cosmetic surgery, or skin care
Any pregnancy related conditions
AIDS and sexually transmitted diseases
Treatment given by doctor who is family mention of insured
Suicide, Self-Harm, Murder, Committing a felony or being arrested
Being a passenger or working on unregistered planes
Vaccination, General health check or nursery which are not medical necessity

More Information

For enquiry, viewer can fill up the form by clicking on more information tab and it will be submitted to CB Life Insurance contact center. CB Life Insurance will follow existing platform under Contact Us tab. Subsequently, it will be diverted to related party to contact.

Critical Care Insurance

Critical care insurance has the purpose to provide financial assistance with medical expenditures due to death from critical illness or its diagnosis.

What You Get

• Financial coverage for medical expenses
• Financial assistance for death due to critical illness

Key Features

• Policy Term: 1 Year
• Get started with 1,000,000 Kyats or up to 10,000,000 Kyats
• Insurable Age: 6 – 60 years

Benefits

Death Benefit/ Medical Treatment due to following diseases.
• Heart Attack
• Stroke
• Life threatening Cancer
• Renal Failure
• Major Organ Transplant
• Heart Valve Replacement or Repair
• Coronary Artery bypass Surgery
• Severe Burns
• Coma
• Bacterial Meningitis

Exclusions

• Undergoing medical treatment or prescribed by a doctor to undergo medical treatment or having existing symptoms prior to the inception of the policy
• Hospitalisation due to psychiatric/mental health diseases
• Hospitalisation for medical checkup and for relaxation
• Cosmetic surgery
• Provision for hearing aids
• Physical defect or infirmity
• Related conditions or death due to the use of narcotic drugs.
• Injury or death due to an involvement in a criminal case.
• Treatment for AIDS/HIV or subsequent death.
• An injury or death due to an involvement in violence, destruction, riots or war.
• Fraudulent claims
• Suicide or injuries due to self-harmed
• If the insured is undergoing cancer (Malignant Tumor) treatment within the first 90 days of the policy, then the company is not liable to pay the claim
• Intraepithelial Neoplasm, (skin cancer) epithelial layer, respiratory tract, gastro intestinal tract, urinary tract and esophagus

More Information

Health Insurance

Health insurance intends to compensate individuals or employees for their health care expenditures to a certain amount.

What You Get

• Coverage for life insurance and medical expenses

Key Features

• Policy Term: 1 year
• Any Clinic or Hospital recognized by Government
• Insurable Age: 6 – 75 years old

Benefits

Basic Cover
• Hospitalization due to diseases/accident (10,000 Kyats – 100,000 Kyats)
• Death due to diseases/accident (1,000,000 Kyats – 10,000,000 Kyats)
Optional cover (1)
• Major Surgery (Requiring General Anesthesia)
• Miscarriage
Optional cover (2)
• OPD (Out Patient Department)

Exclusions

• Undergoing medical treatment or prescribed by a doctor to undergo medical treatment or having existing symptoms prior to the inception of the policy
• Hospitalization due to a miscarriage is covered but child birth, abortion and pregnancy related diseases are excluded
(Miscarriage benefits is eligible for insured buying optional cover (1).)
• Hospitalization due to psychiatric/mental health diseases
• Hospitalization for medical checkup and for relaxation
• IVF (In Vitro Fertilization) treatment.
• Dental treatment except due to an accident
• Optical issues such as eye testing, loss of sight, eye operations except due to accident
• Cosmetic surgery
• Provision for hearing aids
• Physical defect or infirmity
• Related conditions or death due to the use of narcotic drugs
• Injury or death due to an involvement in a criminal case
• Treatment for AIDS/HIV or subsequent death
• An injury or death due to an involvement in violence, destruction, riots or war
• Illness hospitalization costs are not covered for less than 3 days
(Accident hospitalization costs require a minimum of 24 hour admission.)
• Fraudulent claims
• Suicide or injuries due to self-harmed

Our Products

Our Products

Hospital and Surgery Rider (H&S)

What you get

Key Features

Benefits

Exclusions

More Information

Critical Care Insurance

What You Get

Key Features

Benefits

Exclusions

More Information

Health Insurance

What You Get

Key Features

Benefits

Exclusions

More Information

Health

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